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Solution

Live insurance verification, on the actual admit call.

Most treatment centers VOB after the call. DIAL3D does it during. While the caller is still on the line, eligibility runs against 40+ payors, the result is read aloud to the caller, and a structured benefits record is written to your CRM before the warm transfer.

Average VOB-after-the-call adds 47 minutes per admission to the cycle.

Standard workflow: counselor takes the call, captures policy info, hangs up, runs VOB, calls back. That 47-minute gap is where leads die — patients call other facilities, families lose momentum, the moment of decision passes. Live VOB closes the gap.

Source · DIAL3D operator benchmark · 142 admissions lines · 2025

Operational capabilities mapped to this use case.

40+ commercial + Medicaid payors

Aetna, BCBS, Cigna, UHC, plus state Medicaid programs and behavioral-health carveouts (Beacon, Optum, Carelon).

Eligibility + level of care

Not just 'in network.' Residential coverage, IOP/PHP authorization status, deductible remaining, copay structure.

Read aloud on the call

Verified result spoken to the caller in plain language. 'Yes, your Aetna PPO covers up to 30 days residential. Deductible is met.'

Structured CRM record

Plan name, deductible, copay, prior auth status — written as discrete fields to Kipu, Salesforce, or your CRM of choice.

Counselor-facing or fully-automated

Runs inside Voice Agent for end-to-end automation, or surfaces in Agent Assist for your human counselor.

HIPAA + carrier compliant

Certified clearinghouses with active BAAs. No screen-scraping, no shared-credential hacks.

Questions, answered straight.

If we don't have an answer, we'll tell you who does.

Email our admit-line team
How accurate is the eligibility result?
We query the same clearinghouses your billing team uses (Availity, Change Healthcare, Waystar) plus direct payor APIs where available. The result is the carrier's response, surfaced in real time.
What if the payor isn't on the supported list?
We fall back to 'unverified — counselor to confirm' and warm-transfer anyway. The counselor sees what's still outstanding.
Does this replace our VOB team?
Most customers redeploy their VOB team to higher-value work like single-case agreements and out-of-network negotiation. The eligibility-check portion gets automated.
How does it know the caller's payor?
The agent asks. If the caller doesn't have the card on hand, the agent walks them through pulling it up on their phone, or captures it on callback.
Is it HIPAA-compliant?
Yes — clearinghouse connections under active BAAs. PHI encrypted in transit and at rest. Logged for audit.
Can we whitelist certain plans?
Yes — your accepted-payor list and floor are enforced during the call.
What about authorization status, not just eligibility?
For payors that expose authorization APIs, we pull active auth status. For payors that don't, we capture the data needed and queue it for UR.
How fast is the lookup?
Median 1.8 seconds. Caller experiences it as a conversational beat: 'one moment, let me check.'

VOB the call, don't VOB the lead.

Thirty minutes. We run real eligibility checks against a sandboxed payor set and show you the CRM record dropping mid-call.

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